Terms of Use

About Honesty Circles

Hello and welcome to Honesty Circles' Terms of Use. Please read this carefully before using out site, services, or products. This is a contract between you and Honesty Circles. We have also provided several annotations of the terms that aren't part of the contract itself, and hence not legally binding. If you have any questions or suggestions, you may also contact us at info@playmoolah.com.

1. Acceptance of Terms

This Honesty Circles website (the "Site"), and/or the other domains, websites, products, applications, mobile applications, services, and/or content provided by Honesty Circles (all of those collectively with the Site, the "Services"), is operated by Play Moolah Private Limited. Content includes but not limited to text, user comments, information, data, graphics, images, illustrations, videos.

Please read these terms carefully before using the Services. By using or accessing the Services, you agree to be bound by all the terms. If you do not agree to all the terms, you shouldn't, and aren't permitted to, use the Services. You must to your best ability adhere to these terms, to help ensure a positive experience on Honesty Circles.

In short,

By using Honesty Circles, you agree to all the terms below.

2. Changes to this Agreement

Honesty Circles may make modifications to the terms from time to time. If the modifications constitute a material change to the Terms, Honesty Circles will notify you by posting an announcement on the site. What constitutes a material change will be determined at Honesty Circles sole discretion. Your use of any of the Services constitutes your acceptance of the terms as modified.

In short,

When we make improvements to our Services, we sometimes may have to make changes to the terms. When we do, we will notify you.

3. Use of the Services

Copyright

All Services contained on Honesty Circles are copyrighted and owned by Honesty Circles unless otherwise stated. No part of the Services may be reproduced, copied, transmitted, published, modified, adapted, distributed, licensed, sold, publicly dispplayed, broadcast (including storage in any medium by electronic means whether or not transiently for any purpose save as permitted herein) without the prior written permission of Honesty Circles.

Nothing in these terms shall have the effect of transferring the ownership of any copyrights, trademarks, slogans, service marks, trade names, or other proprietary rights in the Services or any part thereof to you or any third party nor to authorise you to create derivative works based on the Services.

Service Changes and Limitations

We retain the right to create limits on and related to use of the Services in our sole discretion at any time with or without notice. We may also impose limits on certain Services or aspects of those Services or restrict your access to parts of or all of the Services without notice or liability. We may change, suspend, or discontinue any or all of the Services at any time. We may also terminate or suspend Accounts (as defined below) at any time, in our sole discretion.

In short,

As we are constantly seeking to evolve and improve the Honesty Circles platform, we need flexibility to make changes, and occasionally even suspend or terminate certain offerings (e.g. features that won't work). We can also terminate or suspend any account at any time, with or without notice. However, we will only do that within reason, as outlined in these Terms of Use, and our Privacy Policy.

4. Rules of Conduct

In order to protect the experience and safety of our users, there are some limitations on the type of content and behaviour that we allow.

As a condition of use, you must adhere to the policies set forth in the Rules of Conduct. Failure to do so may result in the temporary locking and/or permanent suspension and, if necessary, termination of your account.

Please note that we may need to change these rules from time to time and reserve the right to do so. The most current version will always be available in here.

By way of example, and not as a limitation, you agree not to use the Services:

  • To post or transmit, or cause to be posted or transmitted, any content that is mean, illegal, or that may hurt someone, (we call this stuff "unlawful, harmful, tortuous, defamatory, libelous, obscene, pornographic, invasive of the privacy of another person, threatening, harassing, abusive, hateful, racist, infringing, or otherwise objectionable or inappropriate");
  • To abuse, harass, threaten, impersonate or intimidate any person;
  • To post any content that infringes the rights of a third party, including that party's trademark, copyright, patent, trade secret or other intellectual property rights;
  • To include in your content viruses, malware or illegal materials.
  • To create or transmit unwanted "spam" to any person or any URL;
  • To advertise to, or solicit, any user to buy or sell any products or services, or to use any information obtained from the Services in order to contact, advertise to, solicit, or sell to any user without their prior explicit consent

To report a suspected abuse of the Services or a breach of the Terms, please send written notice to Honesty Circles at info@playmoolah.com.

In short,

Don't use our Services to post abusive content, harass people, send spam, and do other crazy, no good stuff. Be respectful and responsible, don't do anything stupid and you'll be fine.

Really, if you find yourself asking whether or not you're crossing the line, chances are you shouldn't do it.

5. Links to Other Websites

Honesty Circles may provide links to third party websites as a service to you. We do not sponsor or endorse those third parties, nor do we control their activities. You should review any website terms and conditions, privacy policies, and other disclosures that those sites provide before interacting with those third party websites, or providing them with information about yourself.

6. Linking to Honesty Circles

Anyone linking to joinmindfulmoney.com must not imply or suggest affiliations to Honesty Circles that do not exist, and the link may not refer to or portray Honesty Circles in a false, misleading, derogatory or otherwise offensive manner.

7. Privacy Policy

Our Privacy Policy is incorporated into this Agreement by reference and provides additional terms and conditions related to our collection, use and disclosure of your personal information.

8. Disclaimers

Honesty Circles is engaged in the business of providing an education and information service, and as part of its services may be transmitting, storing, retrieving, hosting, formatting, or translating third party communications. The views expressed in any content are the views of the individual contributors and not those of Honesty Circles unless specified otherwise by Honesty Circles. In particular but without limitation to the above, Honesty Circles is not responsible for and disclaims all liability in respect of any comments, views or remarks expressed in the content. Honesty Circles gives no warranty and make no representation as to the accuracy, currency or validity of the information and material contained within the content and shall not be responsible for any loss or damage caused as a result of any use of such material.

9. Indemnification

You agree to indemnify and hold harmless Honesty Circles against all liability it may have in respect of and arising out of your use of Honesty Circles Services and content.

10. Liability

Honesty Circles provides and maintains joinmindfulmoney.com for personal education, on an "as is" and "as available" basis. Honesty Circles gives no warranty in connection with joinmindfulmoney.com, and does not promise that the Site will always be available, or that it will work perfectly. To the maximum extent permitted by law, Honesty Circles shall not be liable for: any loss or damage of any kind arising, including any direct, indirect, special, punitive or consequential loss whether or not such arises out of any problem which Honesty Circles has been made aware of; (ii) any incorrect or inaccurate information on the Services and all errors, interruptions to or delays in updating the Services; (iii) damages relating to your access to, use of, or inability to access or use the Services; (iv) damages relating to any conduct or content of any third party or subscriber using the Services, including without limitation, defamatory, offensive or illegal conduct or content; and/or (v) damages in any manner relating to any content. Honesty Circles shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to the availability of the Services.

11. Termination

Honesty Circles shall be entitled to terminate this Agreement and immediately remove, cancel or suspend access to and use of the Services for any reason, including if you break the Rules or these Terms, if Honesty Circles is bought by another company, or for any other reason. If you wish to terminate your account, you may simply discontinue using the Services, and we will make reasonable efforts to make such user content inaccessible and cease use of it, however you acknowledge and agree that: (i) removed user content may persist in caches or backups for a reasonable period of time and (ii) copies of or references to user content may not be entirely removed (due to the nature of referencing in comments, for example). All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

In short,

We may discontinue providing services at any time. You can also stop using your account or close it at any time as well.

12. Notices

No representation or warranty is made as to whether honestycircles.org complies with the regulatory regime and local laws of any other countries apart from the US and Singapore. Any legal matters that arise will be subject to the laws and jurisdictions of the courts in Singapore.